Financing Atherton Bikes

V12 0% APR Finance is Now Available

How it works

Finance is available on loans over £250 and no more than £15,000, with a 50% deposit on A Range Bikes and 20% on S Range Bikes. This amount includes any additional services and delivery options selected. Discount codes or vouchers cannot be used in conjunction with any finance orders. 

Your Dream Bike for less than £100* per month

At Atherton Bikes we offer a range of interest-free and interest-bearing finance options to help you spread the cost of your purchase over up to 48 months.

The loan's value needs to be no more than £25,000 and a deposit of 50% on our A Range Bikes, or 20% on our S Range bikes.

For successful applications, your first repayment will be approximately 30 days after your delivery.

When you apply for finance with V12 your credit file will be hard searched. You’ll be asked to pay your deposit through our website once your application has been approved, following that you sign your finance agreement electronically. Once you have done this, we will be notified that you have completed your application and we will process your order for manufacture.

Stock will not be allocated until the application has been completed and approved. We reserve the right to withdraw finance on certain products at any time. Finance is provided through our external partner, V12 Retail Finance Limited. If your application is successful you will enter into a Credit Agreement with Secure Trust Bank PLC, which is the lender and V12’s parent company.

We want our finance options to be as easy to understand and straightforward as possible. You can understand the costs, terms, monthly repayments and key features of the finance options available to you further as you browse our products and at checkout by using our finance calculator here. Your acceptance for finance if you apply will be dependent on your personal circumstances and V12’s credit policies.

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Loan Calculator
Use this calculator to see which finance option suits your purchase.


Finance is subject to status. Terms and conditions apply.
S.150.3_DW4_7_
S.150.3_DW4_6_
S.150.3_DW4_8_

S.170

Price: £4,800.00

Deposit: 20%

Amount of Deposit Payable: £960.00

Total Amount of Credit: £3,840.00

Loan Term: 48 months

APR: 14.90%

From £104.87pcm

Total Cost of Credit: £1,193.76

Total Amount Payable: £5,993.76

Model: S.170.3

S.150

Price: £4,499.00

Deposit: 20%

Amount of Deposit Payable: £899.80

Total Amount of Credit: £3,599.20

Loan Term: 48 months

APR: 14.90%

From £98.30pcm

Total Cost of Credit: £1,119.20

Total Amount Payable: £5,618.20

Model: S.150.3

A.200

Price: £6,850.00

Deposit: 50%

Amount of Deposit Payable: £3,425.00

Total Amount of Credit: £3,425.00

Loan Term: 48 months

APR: 14.90%

From £93.54pcm

Total Cost of Credit: £1,064.92

Total Amount Payable: £7,914.92

Model: A.200.2

S.150.3_DW4_11_
S.150.3_DW4_10_
S.150.3_DW4_9_

A.170

Price: £6,950.00

Deposit: 50%

Amount of Deposit Payable: £3,475.00

Total Amount of Credit: £3,475.00

Loan Term: 48 months

APR: 14.90%

From £94.90pcm

Total Cost of Credit: £1,080.20

Total Amount Payable: £8,030.20

Model: A.170.3

A.150

Price: £6,900.00

Deposit: 50%

Amount of Deposit Payable: £3,540.00

Total Amount of Credit: £3,540.00

Loan Term: 48 months

APR: 14.90%

From £94.22pcm

Total Cost of Credit: £1,072.56

Total Amount Payable: £7,972.56

Model: A.150.2

A.130

Price: £6,545.00

Deposit: 50%

Amount of Deposit Payable: £3,300.00

Total Amount of Credit: £3,300.00

Loan Term: 48 months

APR: 14.90%

From £90.12pcm

Total Cost of Credit: £1,025.76

Total Amount Payable: £7,625.76

Model: A.130.2

S.150.3_DW4_7_

S.170

Price: £4,800.00

Deposit: 20%

Amount of Deposit Payable: £960.00

Total Amount of Credit: £3,840.00

Loan Term: 48 months

APR: 14.90%

From £104.87pcm

Total Cost of Credit: £1,193.76

Total Amount Payable: £5,993.76

Model: S.170.3

S.150.3_DW4_6_

S.150

Price: £4,499.00

Deposit: 20%

Amount of Deposit Payable: £899.80

Total Amount of Credit: £3,599.20

Loan Term: 48 months

APR: 14.90%

From £98.30pcm

Total Cost of Credit: £1,119.20

Total Amount Payable: £5,618.20

Model: S.150.3

S.150.3_DW4_8_

A.200

Price: £6,850.00

Deposit: 50%

Amount of Deposit Payable: £3,425.00

Total Amount of Credit: £3,425.00

Loan Term: 48 months

APR: 14.90%

From £93.54pcm

Total Cost of Credit: £1,064.92

Total Amount Payable: £7,914.92

Model: A.200.2

S.150.3_DW4_11_

A.170

Price: £6,950.00

Deposit: 50%

Amount of Deposit Payable: £3,475.00

Total Amount of Credit: £3,475.00

Loan Term: 48 months

APR: 14.90%

From £94.90pcm

Total Cost of Credit: £1,080.20

Total Amount Payable: £8,030.20

Model: A.170.3

S.150.3_DW4_10_

A.150

Price: £6,900.00

Deposit: 50%

Amount of Deposit Payable: £3,540.00

Total Amount of Credit: £3,540.00

Loan Term: 48 months

APR: 14.90%

From £94.22pcm

Total Cost of Credit: £1,072.56

Total Amount Payable: £7,972.56

Model: A.150.2

S.150.3_DW4_9_

A.130

Price: £6,545.00

Deposit: 50%

Amount of Deposit Payable: £3,300.00

Total Amount of Credit: £3,300.00

Loan Term: 48 months

APR: 14.90%

From £90.12pcm

Total Cost of Credit: £1,025.76

Total Amount Payable: £7,625.76

Model: A.130.2

FAQs

What does it mean when I see APR and Rate of Interest?

Will you credit score me and if so, what does this mean?

What type of information do credit reference agencies hold about me?

How long will it take to apply?

What do I need to apply?

What happens if my application is declined?

If my application is not successful, can I re-apply?

Who should I contact if I have a question about my loan?

How do I make my monthly payments and when do they start?

Can I request delivery to an address other than my home address?

I want to amend my order, am I able to do this?

What happens to my loan if I am not satisfied with my order, or my order is damaged, or I want to return part or all of my order?

I want to change my Direct Debit details for my finance agreement, how do I do this?

Are there any fees or charges to pay?

I want to return my goods and cancel my finance agreement, am I able to do this?

Can I withdraw from the credit agreement and pay by a different method?

Complaints

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Use of your personal data:

In order to process your finance application, you will be asked to provide information about your personal, employment and financial situation. V12 Retail Finance shares your personal data with Credit Reference Agencies so that they can make a decision about whether to offer you finance. V12 will perform a hard search on your credit file to conduct their creditworthiness and affordability assessment to enable them to make their decision. V12 will let you know where you can find more information about their privacy policy when you begin your application.

Still have questions?

For any questions related to a finance agreement, please contact V12 Retail Finance. Their contact details will be provided throughout your application and on any communications, you receive about your finance application.

For any questions about placing an order on our website or an existing order, please contact us your retailer on sales@athertonbikes.com or call us on 01654 701383

V12’s Customer Services: 029 2046 8900 or by emailing customerservices@v12finance.com.

Atherton Bikes Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 976976. Atherton Bikes Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.